Archive for June, 2008

Unlimited cell plans

Virgin Mobile today announced the lowest price I’ve seen for unlimited wireless calling at $79.99 per month. The plan, which requires you to pay upfront every month but requires no contract, is available July 1. Virgin operates on the Sprint network. I’m not necessarily endorsing that deal, but it highlights a recent trend among wireless […]

Book bargains

There are many ways to get bargains on books and audio books. The best is getting them free from your public library. You could also get them used online at such sites as Half.com. Even Amazon.com and Barnes and Noble (with a membership) have decent prices. I personally have a subscription to Audible.com to get […]

Deal-with-debt guide

Bankrate.com, a great source for a variety of personal finance information, today released a Debt Management Guide. It integrates some of the helpful calculators on the Bankrate.com site.

Best of all, it’s free.

Look for several upcoming Spending Smart newspaper columns, by yours truly, on one of the fundamental components of debt, learning about your credit reports […]

Sundry savings and spending advice

I consume a ton of personal finance stuff every week from books, magazines, newspapers, newsletters, blogs, podcasts, news releases, etc. Most of it is a rehash of stuff I’ve seen a hundred times before. When I run across something interesting, I set it aside or make notes.

Here’s a rundown of some stuff in my “interesting” […]

HSBC’s new 3.5% savings rate

HSBC Direct, the online-only division of mega-bank HSBC, this morning raised its savings rate to 3.5 percent. While that doesn’t sound like a high rate, it beats most others available now.

I think it’s a good idea to have your emergency fund of three to six months of expenses stashed in an account like this. They’re […]


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