Goals let you “Just say no”

Sunday’s Spending Smart newspaper column was about setting goals. That can be a real yawner of a topic – although it shouldn’t be. For those of you in white-collar jobs who handle budgets or manage people, could you imagine your boss just saying, “Heck with creating objectives, just wing it. We’ll just hope our department makes a profit.”

Yet, so many of those same people don’t create money goals for their own household.

One of the biggest benefits of creating goals is how it can change our perspective – let us see the forest for the trees, to use a tired cliché. In real life, that allows us to tell ourselves no. That’s important nowadays with so much marketing bombarding us daily, fueling our wants. Goals remind us there’s something we want more than the tempting purchase right in front of us.

Do you have written financial goals?

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