Archive for February 5th, 2009

Credit agency to deny access to consumers

There are three major credit reporting agencies that calculate your three individual credit scores – or, at least, only three that matter. Your credit score determines whether you can get a loan and how much interest you’ll pay. And today, credit scores can also determine how much you’ll pay in auto insurance premiums or whether […]

Foreclosure help available

If you’re having trouble making your mortgage payment, help is available. But don’t get scammed.

Free or low-cost help is available from the U.S. Department of Housing and Urban Development (HUD). See www.hud.gov/foreclosure. Agents can assess your options and advise you in negotiating with your lender, says Consumer Reports in its March magazine issue.

You can also […]

Phew! Defense metaphor stands

It was close, but in the Superbowl, but the Pittsburgh Steelers pulled out a win. I said the Steelers would win because they had a superior defense – best in the NFL – and that defense wins championships. It turned out to be true again.

The prediction was a segue to talking about how with money, […]