Archive for February 5th, 2009

Credit agency to deny access to consumers

There are three major credit reporting agencies that calculate your three individual credit scores – or, at least, only three that matter. Your credit score determines whether you can get a loan and how much interest you’ll pay. And today, credit scores can also determine how much you’ll pay in auto insurance premiums or whether […]

Foreclosure help available

If you’re having trouble making your mortgage payment, help is available. But don’t get scammed.

Free or low-cost help is available from the U.S. Department of Housing and Urban Development (HUD). See Agents can assess your options and advise you in negotiating with your lender, says Consumer Reports in its March magazine issue.

You can also […]

Phew! Defense metaphor stands

It was close, but in the Superbowl, but the Pittsburgh Steelers pulled out a win. I said the Steelers would win because they had a superior defense – best in the NFL – and that defense wins championships. It turned out to be true again.

The prediction was a segue to talking about how with money, […]